The biggest change in Israeli payments since 1975
When credit cards arrived in Israel in 1975, they changed how people bought things for the next 50 years. Now, mobile payments are driving the next shift — and it's happening faster.
Contactless payments, in-app purchases, and digital wallets are replacing plastic cards. For app developers, this creates both opportunity and urgency.
What's driving the shift
Regulatory changes. The Bank of Israel is actively promoting digital payment competition, opening the market to non-bank players.
Consumer behavior. Israeli consumers are early adopters of mobile technology, with smartphone penetration exceeding 85%.
Infrastructure readiness. Apple Pay, Google Pay, and local solutions like Bit have established the technical rails.
What this means for app developers
Every app needs a payment flow. Users expect to pay without leaving the app. Integrate native payment SDKs and local payment methods. Every additional checkout step reduces completion by approximately 10%.
Subscription models are growing. Israeli consumers are becoming comfortable with recurring payments through apps. Build the infrastructure now.
Security requirements are increasing. PCI compliance, biometric authentication, and tokenization are baseline requirements for any app handling payments.
Frequently asked questions
Which payment providers work best in Israel? For credit cards, Tranzila, PayMe, and CardCom handle Israeli banking particularities. For digital wallets, Apple Pay and Google Pay are essential.
How long does payment integration take? Basic credit card processing: 2-3 weeks. Full payment suite with digital wallets and subscriptions: 6-8 weeks.
Building an app with payments? We've integrated payment systems into dozens of Israeli apps.